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Executive Household Insurance

Download our Household Insurance Leaflet

Our Executive Household Insurance cover has been designed to be flexible, offering a wide range of covers in order to meet all your needs. The Executive package is specifically designed to protect your property - whether it's an apartment,a house in the city or a villa by the sea.

A. What we cover
The policy covers any part of your property against a wide range of loss or damage caused by the following:

  1. Fire and Smoke
  2. Lightning
  3. Explosion
  4. Collision by aircraft or other aerial devices or with any vehicle or animal
  5. Earthquake or volcanic eruption
  6. Cyclone, tornado, storm, tempest including loss or damage from flood, hail or snow
  7. Theft
  8. Strikes, riots, civil commotions, political or labour disturbances
  9. Malicious acts
  10. Escape of water or oil from any fixed water, central heating or air conditioning installation
  11. Falling trees

Additionally, our policy provides automatic cover without extra charge for the following:

  1. Consulting engineers, architects and removal of debris costs (maximum amount up to 10% of the sum insured for the Building)
  2. Loss of rent (maximum amount up to 10% of the sum insured for the Building)
  3. Alternative accommodation expenses (maximum amount up to 10% of the sum insured for the Building)
  4. Accidental death benefit (€20.000 per person and a maximum aggregate amount of €80.000)
  5. Your liability as owner or tenant (maximum amount €100.000)
  6. Accidental damage to cables or to underground services (maximum amount €5.000)

B. Maxi Cover (Optional)
Household Executive Insurance may be extended to the Maxi Cover. This is an optional cover and it can be provided at very reasonable additional premiums. It provides cover for the following perils:

  1. Theft of cash - Cover up to €250
  2. Replacement of locks if the keys are stolen or lost - Cover up to €500
  3. Loss or damage to property in the open - Cover up to €2.000
  4. Accidental breakage of audiovisual equipment and computers - Cover up to €1.000
  5. Loss of metered water - Cover up to €750
  6. Loss of domestic heating oil - Cover up to €750
  7. Your legal liability to domestic employees - Cover up to €10.000
  8. Financial loss following unauthorised use of your credit cards - Cover up to €1.000
  9. Putrefaction of the contents of your freezer/refrigerator - Cover up to €500
  10. Accidental breakage of glass of the building or fixed mirrors, glass tops to furniture and tops of cookers - Cover up to €500
  11. Loss or damage to your contents while they are being moved to your new permanent home - Cover up to 10% of the sum insured for the Contents

Maxi extension also provides cover for unlimited unoccupancy period

C. All Risks Cover (Optional)
Upon payment of an additional premium you can obtain Worldwide or Cyprus All risks cover for items which are specifically declared to us (jewellery, cameras, watches, laptops etc)

* This description of the insurance must be regarded only as an outline. The policy is a legal document and as such defines the insurance in precise terms. A specimen policy is available on request.
   
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