Property Insurance

Insurance Scheme 1:

• A. Supreme Business1.   Fire and Smoke
  2.   Lightning
  3.   Earthquake
  4.   Storm/Tempest
  5.   Flood
  6.   Impact
  7.   Explosion
  8.   Falling of or impact by aircraft or other aerial devices
  9.   Strikes, Riots, Civil Commotions, Political or Labour Disturbances
  10. Malicious Acts
  11. Leakage or escape of water or oil
  12. Theft
  13. Falling trees
  
  Β. Additional covers included:
  
  14. Irregular water meter charges - up to €1.000
  15. Underground services - up to €5.000
  16. Temporary guarding services - up to €2.000
  17. Replacement of firefighting equipment - up to €5.000
  18. Substitution of keys and locks - up to €1.000
  19. Professional fees and Debris removal - up to 10% of the Total Sum Insured with maximum €50.000
  20. Claims by Public Authorities - up to 10% of the insured value of the building with maximum €50.000
  21. Your liability as a tenant - up to €5.000
  22. Dishonesty of your employees - up to €5.000 for each employee with maximum €20.000 for each period of insurance
  23. Payment or loss of rent - for a period up to 3 months with maximum amount €15.000
  24. Public and Products liability - Up to the limit specified
  
• B. Optional Covers Upon payment of an additional premium you may add any or all of the following covers:
  
  1.  Glass breakage
  2.  Goods in transit
  3.  Deterioration of stock
  4.  Money
  5.  All risks
  6.  Short circuit
  7.  Business interruption
  

Insurance Scheme 2:

• A. Fire and Special Perils1.   Fire or Lightning (Basic cover)
  
  You may select any or all of the following perils according to your needs:
  
  2.   Explosion
  3.   Aircraft
  4.   Riots, Strikes, Lock-outs 
  5.   Malicious damage
  6.   Earthquake or Volcanic Eruption
  7.   Hurricane, Typhoon, Tornado, Cyclone, Storm or Tempest and Flood
  8.   Escape of water from any watertank, apparatus or pipes caused by bursting or overflowing
        of such installations
  9.   Impact by any road vehicle or animal
  10. Burglary

Important Note: The above constitutes a summary of the product features. Full details as to policy covers, conditions and exclusions are contained in Atlantic’s relevant Insurance Policy document.