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Professional Indemnity Insurance

Our Professional Indemnity insurance will pay all sums a professional may become legally liable to pay as a result of professional negligence. In addition, we will pay for legal expenses incurred in preparing a defense in a court of law.

Who is this for:

  • Architects
  • Engineers
  • Surveyors
  • Real estate agents
  • Doctors
  • Accountants
  • Lawyers
  • IT consultants
  • Business consultants
  • Other professionals

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What we cover

As a specialist in your profession, clients rely upon your skills, knowledge and due diligence to deliver on the services agreed. Professional Indemnity insurance  provides financial protection in the course of providing professional services.

The policy is subject to an indemnity limit for:

  • Any one incident or series of incidents arising out of one event
  • Any one period of insurance


Important Note: The above constitutes a summary of the product features. Full details as to policy covers, conditions and exclusions are contained in Atlantic’s relevant Insurance Policy document.

Competitive Benefits

  • Prompt and fair claims settlement
  • Competitive prices
  • Cover limits can be tailored to your business needs
  • Higher limits than those required by legislation can be offered
  • Highly personalised service from our experienced personnel in all towns

Atlantic is reinsured with Swiss Re and other A rated reinsurers!

Frequently Asked Questions

  • Q1. Is Professional Indemnity insurance compulsory by law?A1. Professional Indemnity insurance is compulsory for the following professions:

    - Lawyers
    - Doctors / Medical Practitioners
    - Accountants
    - Architects and Civil Engineers
    - Insurance Intermediaries
    - Real Estate Agents
  • Q2. Am I covered for a claim submitted within the insurance period which relates to an event preceeding that period? A2. Yes, provided that the incident giving rise to the claim occured after the retroactive date. A retroactive date is the date from which you have held uninterrupted professional indemnity insurance cover (even if you changed insurer during this time) or a date in the past from which your insurer has agreed to cover you. Any claims that arise from events prior to this date are not covered by your insurance.
  • Q3. I am a doctor registered under GESY. Does your policy meet the legal requirements?A3. Yes, our policy meets the minimum legal requirements. Higher limits can be offered upon request.

    *Follow this link to view the relative legal requirement.
  • Q4. I am an architect / civil engineer registered with ETEK. Does your policy meet ETEK requirements? A4. Yes, our policy meets ETEK  requirements. Higher limits can be offered upon request.

    *Click on the following links to view the relative legal requirement for both individuals and companies.

    For individuals
    For companies
  • Q5. I am a lawyer. Does your policy meet the legal requirements? A5. Yes, our policy meets the minimum legal requirements. Higher limits can be offered upon request.

    Click on the link for more details.

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