|
Financial Highlights |
2019 €'000 |
2020 €'000 |
2021 €'000 |
2022 €'000 |
2023 €'000 |
2024 €'000 |
2025 €'000 |
| Gross Written Premium |
24.350 |
23.100 |
22.143 |
22.475 |
24.870 | 26.372 | 28.068 |
| Outwards Reinsurance Premium |
(6.122) |
(4.935) |
(4.151) |
(4.012) |
(4.900) | (4.942) | (5.860) |
| Net Written Premium |
18.228 |
18.165 |
17.992 |
18.463 |
19.970 | 21.430 | 22.209 |
| Change in Unearned Premium |
(310) |
161 |
(23) |
(268) |
(791) | (485) | (311) |
| Other operating income from insurance operations |
890 |
936 |
985 |
940 |
1.193 | 1.486 | 1.488 |
| Operating income from brokerage and financial services |
321 |
394 |
516 |
523 |
810 | 1.134 | 1.007 |
| Revenue from Operations |
19.129 |
19.656 |
19.470 |
19.658 |
21.182 | 23.564 | 24.393 |
| Claims Incurred |
(9.427) |
(7.507) |
(8.398) |
(9.043) |
(8.226) | (9.616) | (8.449) |
| Commissions payable for insurance operations |
(1.222) |
(1.312) |
(1.242) |
(1.220) |
(1.311) | (1.562) | (1.588) |
| Commissions payable for brokerage operations |
(32) |
(47) |
(88) |
(37) |
(232) | (377) | (169) |
| Administration Expenses |
(4.712) |
(4.925) |
(5.286) |
(5.500) |
(5.760) | (5.985) | (6.179) |
| Profit from Operations |
3.736 |
5.865 |
4.456 |
3.858 |
5.654 | 6.025 | 8.008 |
| Investment gains / (losses) |
2.488 |
(2.119) |
7.061 |
871 |
6.373 | 6.657 | 10.771 |
| Other Income from Investments |
769 |
648 |
554 |
724 |
542 | 819 | 1.808 |
| Gain / (loss) from investment properties |
312 |
(283) |
(58) |
151 |
171 | 117 | 127 |
| Net finance income |
267 |
499 |
456 |
607 |
1.041 | 1.013 | 850 |
| Profit before Taxation |
7.572 |
4.610 |
12.469 |
6.211 |
13.781 | 14.631 | 21.565 |
| Taxation |
(670) |
(865) |
(614) |
(601) |
(907) | (943) | (1.226) |
| Profit after Taxation |
6.902 |
3.745 |
11.855 |
5.610 |
12.874 | 13.688 | 20.339 |
| Minority Interest |
(18) |
1 |
(68) |
(49) |
(91) | (169) | (158) |
| Profit attributed to Shareholders |
6.884 |
3.746 |
11.787 |
5.561 |
12.783 | 13.519 | 20.181 |
| Basic Earnings (cents per share) |
17,67 |
9,62 |
30,27 |
14,28 |
32,83 | 34,71 | 51,82 |
| Dividend (cents per share) |
6,50 |
8,50 |
12,00 |
12,00 |
14,00 | 14,50 | 17,00 |
| Net assets |
38.569 |
39.623 |
48.279 |
49.575 |
58.252 | 66.463 | 81.118 |
| Return on equity |
18,59% |
9,58% |
26,82% |
11,37% |
23,71% | 21.68% | 27.35% |